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Emerging Risks

New technologies, changes in our society and environment present new opportunities, but also harbour new risks.  We support our clients and help them to identify new risks at an early stage. Changes in legislation including new business laws, and Case law, affect the way all businesses operate. 

Buyer beware:
It’s a ‘hard’ market !!

After over a decade of soft market conditions, the insurance industry is experiencing upheaval– with fewer insurance providers, reduced appetite for risk and capacity...

Professional Indemnity Insurance – Contractors Design & Construct

Professional Indemnity insurance in the design and construction sector is changing rapidly leading to some organisations unable to arrange the professional indemnity insurance  required to support their business...

Aquaculture - Insurance & Stock Mortality

Many classes of insurance are described as being “niche” when in reality they are not, but it’s fair to say that Aquaculture Insurance is truly a niche product...

Business Risk Barometer

The annual Allianz Risk Barometer identifies top business threats based on the insight of risk management experts from the UK and around the world. Here we look at the threats ranked most important by UK respondents...

Do you need a Green Card?

British insurers advice to customers on no-deal Brexit. The Association of British Insurers has recommended that in the event of a no-deal Brexit anyone planning to take their vehicle to Europe should...

Ogden Discount Rate Change Expected 

In February 2017, the then Lord Chancellor, Liz Truss, announced a major change...

Supply Chain Risk Management Solutions

In 2017 cargo crime accounted for over £55 million worth of goods stolen in the UK.

Theft and Malicious Damage

A recent survey of the top 500 small and medium sized companies has revealed that Theft and Malicious Damage remains in the top...

The Overlooked Gap - Terrorism Insurance 

A manufacturer had a fire at their premises and lost everything. When they took out their insurancen...

The Overlooked Gap - Terrorism Insurance 

2017 has seen an increase in the terrorism threat in the UK and the type of attacks has changed from primarily property...

Artificial Intelligence

AI technologies will provide new market opportunities and competitive advantage. Perceptive organisations are already investing their time to determine whether...

Commercial Crime Protection

34% of companies had experienced economic crime in the last 12 months; a rise of 13% 54% of those companies were large, categorised as...

Product Recall & Liability

Product liability risks are increasing because of the tendency to source components or other materials from parts of the world that...

Thermographic surveys

Electrical system failure is a major concern for all companies. Recent statistics from leading insurers show that 35-40% of all fires...

Environmental threats

Property owners and companies are becoming increasingly aware of the legal and financial threats that can result from an environmental liability...

A guide to making a claim

Before you sign on the dotted line make sure that you have interrogated your policy and your insurers. Policyholders need to ask questions before they...

DVLA cuts red tape for motorists

Motorists will no longer need motor insurance policies to be checked when getting their vehicle taxed.  The changes come into...

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